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Hong Kong Shanghai Banking Corporation (HSBC)

Established in 1865 by Aberdonian Sir Thomas Sutherland.

Institute of Chartered Accountants of Scotland (ICAS)

The world’s first professional body of accountants, having received its Royal Charter in 1854. The letters CA are the exclusive privilege of ICAS members in the UK.

John Kenneth Galbraith (1908-2006)

Diaspora. Born in Canada to parents of Scottish decent, Archibald “Archie” Galbraith and Sarah Catherine Kendall.

LAW, John (1671-1729) Economist and Father of Paper Money

Born in Edinburgh, Scotland

Legal and Illegal Wars

It has been calculated by R.U.S.I. (Royal United Services Institute) that the cost of involvement in Iraq and Afghanistan until 2014 was £30bn. Scotland’s share of that expenditure could have paid for 146,000 nurses or 40,000 consultants for NHS Scotland, or built 525 new Scottish schools. London calls this the UK Dividend from remaining a major player on the world stage.

Martin Currie

Founded in 1881, and still headquartered in Edinburgh, they had funds under management of £5.2bn in 2013.

MCDOUGALL, Major General Alexander (1731-1786)

Born on the Hebridean Isle of Islay, his family emigrated to the US in 1738. He became a successful ship owner and a leader of The Sons of Liberty. later he was a Major General during the Revolutionary War and commanded the area incorporating the Highlands of the Hudson. He was one of the founders, and first president of the Bank of New York, known today as the Bank of New York Mellon (BNY Mellon)

MCFARLANE, John (b 1947)

Born in Dumfries, Scotland, and educated at Dumfries Academy and Edinburgh University. Following a distinguished career in insurance and banking he was appointed Chairman of Barclays Bank on 01 Jan 2015.

MILL, James (1773-1836) Historian, Economist, Political Theorist and Philospher

Born in the parish of Logie Pert, Angus, Scotland. Father and tutor of John Stuart Mill, philosopher and political economist

MILL, John Stuart (1806-1873) Philosopher & Political Economist


Born London, England. He was educated by his father James Mill, Scottish philosopher, historian, political theorist and economist. Mill the younger has been called “the most influential English-speaking philosopher of the nineteenth century”.

MIRRLEES, James Alexander FRSE, FBA

Born Minnigaff, Kirkcudbrightshire, Scotland. Economist and 1996 Nobel Prize winner in Economic Sciences.

Murray Asset Management

As at September 2013, Edinburgh based Murray had funds under management of £207 bn.

PATERSON, John (Jock) 1822 Aberdeen – 1880 At sea S.A.

Founder of The Standard Bank of British S.A. Merged in 1969 with Chartered Bank of India, Australia and China to become Standard Chartered Bank.

Personal Identification Number (PIN)

James Goodfellow. Born Paisley, Renfrewshire 1937. Invented the PIN number and developed the ATM (Automatic Teller Machine) which superseded the original automatic cash dispencer invented by Scot John Shepherd-Barron


Quote “Small countries don’t often have big banks.”

Sir Phillip Hampton, chairman RBS, referring to Scotland on 14 Nov 2012.

Ray Entwistle

This former Adam & Co Chairman is in the process of opening a new private bank in Edinburgh. He hopes to secure a provisional licence soon for the bank which is currently in a holding company called Scoban PLC, but has yet to be formally named,

RBS invents the overdraft.

In May 1728 the Royal Bank of Scotland introduced the first overdraft.

RICE, Gerry. International Monetary Fund (IMF) Director of Communications

Glasgow born with a doctorate in modern history from University of Glasgow and a Kennedy Scholarship at Harvard where he graduated in their Management Development Programme. He is a specialist in global economic development and has been Director of Communication at the IMF since 2011. Prior to that he had an illustrious 25 year career at the World Bank where, among other positions, he served as external and internal Director of Communications.

Royal Bank of Scotland (RBS)

RBS was established in 1727 when it received its Royal Charter. In 1728 it became the first bank in the world to offer overdraft facilities.

Sainsbury’s Bank

A wholly owned subsidiary of J Sainsbury the supermarket chain. It is headquartered in Edinburgh, and in August 2013 signed the city’s biggest private sector office deal in a decade when it took over the 83,000sq ft Lochside office block previously occupied by Ageon.


A new Scottish, yet to be formally named bank, which will open for business in Charlotte Square, Edinburgh, in 2014

Scottish Equitable Life Assurance Society

Founded in Edinburgh in 1832. In 1994 the company became Scottish Equitable plc and was acquired by Aegon. Rebranded in 2006 as Aegon Scottish Equitable, and in 2010 became known as Aegon. Its head office remains in Edinburgh.

Scottish Life

Pensions specialist, Founded in 1881, and a mutual since 1967. Acquired by Royal London in 2000.

Scottish Mortgage Investment Trust PLC

Baillie Gifford’s flagship investment trust.

Scottish Provident

Founded 1837.

Scottish Achievement, Influence & Heritage is a work in progress